Below is a calculator that works out the benefits of a margin loan, dividends and compounding returns.

You will want to enter your own figures into the following sections:

**Starting Balance** – How much you intend to start with

**Monthly Investment** – How much you intend to invest each month

**Margin Interest Cost** – The cost of interest in % for the margin loan.

**Age** – The age you will be starting out.

*Over to the right, **Desired Income** – How much you want to be earning each year. This will effect the Total Income column below, making it green once the income would be reached.

*Full information below the calculator on this page. *

Age: The age from starting, increasing year by year

Investment: The total amount of money added each year (including growth from the previous year)

Margin Loan: The amount of margin (loan) on your portfolio, which interest is calculated on.

Growth: The capital return on the shares held for the year.

Dividend Income: The income from dividends for the year. *Does not include Franking calculations

Margin Cost: The cost of the loan (Margin Loan column) based on the Margin interest rate/cost.

Total Income: Dividend income less the Margin Cost.

*Have a question about this calculator or want some help? Contact Us*